Revolutionizing Fitness: The Best Exercise Equipment of the Year 2024

A Home Gym Without The High Cost

In this era of technology and convenience, staying fit has taken on new dimensions. Gone are the days when bulky machines and repetitive routines dominated the fitness scene. 

Today, we’re witnessing an exciting transformation in exercise equipment, bringing smarter, more efficient, and incredibly versatile options to our doorsteps. Plus, there are no hidden tricks with membership cancellation we sometimes hear about as horror stories from friends.

Whether you’re a fitness enthusiast, a busy professional, or someone just embarking on a health journey, this blog will guide you through the top exercise equipment of the year, each offering unique features to cater to your fitness goals. 

Let’s explore these game-changers!

Bowflex SelectTech 3.1S Bench

This is an excellent product for anyone looking to enhance their home gym. This bench is not just a piece of equipment; it’s a versatile tool that allows you to perform a wide range of exercises, making it perfect for both beginners and experienced fitness enthusiasts. 

The bench’s design supports multiple angles, which is crucial for targeting different muscle groups and adding variety to your workouts. This feature is particularly beneficial for those who are looking to maximize their strength training routine and ensure a well-rounded approach to fitness.

In terms of construction, the Bowflex SelectTech 3.1S Bench is built to last. Its sturdy design ensures that it can withstand rigorous workout routines, giving you peace of mind about safety and durability.

Space efficiency is another significant aspect of the Bowflex SelectTech 3.1S Bench. Its compact size makes it an excellent choice for those with limited space.

Get fit now, pay later: Unlock your dream fitness setup with affordable monthly payments through BNPL services.

ProForm Carbon TL Treadmill

The ProForm Carbon TL Treadmill represents a significant advancement in home cardio equipment. This treadmill is designed to cater to a wide range of fitness levels, making it suitable for everyone from beginners to seasoned athletes. 

The variety of speed and incline settings allows users to customize their workouts to their specific fitness goals, whether that’s improving cardiovascular health, building endurance, or weight loss.

One of the standout features of the ProForm Carbon TL Treadmill is its user-friendly interface. 

The clear display and simple controls make it easy to start a workout, track your progress, and adjust settings on the fly. This is particularly beneficial for those who may be new to using treadmills and are looking for an intuitive and straightforward experience.

Another significant aspect of this treadmill is the cushioned deck. This feature is designed to reduce the impact on joints, which is crucial for preventing injuries and ensuring a comfortable workout experience. 

This makes the ProForm Carbon TL Treadmill an excellent choice for those with joint concerns or for older users who require a gentler exercise option.

Therabody RecoveryTherm Hot Wrap

This product is designed to provide therapeutic heat treatment. This hot wrap is an essential tool for anyone looking to alleviate muscle tension and pain, whether it’s post-workout soreness or chronic back discomfort.

The design of the Therabody RecoveryTherm Hot Wrap is tailored to be user-friendly and adaptable to different body sizes. This inclusivity in design means that it can be used by a wide range of individuals, regardless of their body type or size.

It’s especially beneficial for individuals who engage in regular physical activity and need a reliable method to reduce muscle soreness and improve recovery time. Additionally, it’s an excellent option for those dealing with chronic back issues who are seeking a home-based solution to manage their discomfort.

Don’t let upfront costs hold you back, BNPL services make fitness equipment affordable for everyone.

Ninja Thirsti 24oz Travel Bottle

This bottle, elegantly presented in white, is a superb choice for those who prioritize hydration while leading an active lifestyle. This travel bottle is meticulously designed to cater to the needs of individuals who are constantly on the move. 

Its robust and leak-proof design is a standout feature, ensuring that it can withstand the rigors of various activities, from intense gym sessions to adventurous outdoor excursions. The leak-proof aspect is particularly crucial, as it guarantees that your belongings stay dry and safe, no matter where you place the bottle.

With a generous capacity of 24 ounces, the Ninja Thirsti bottle offers ample water storage, making it an ideal companion for extended outings or prolonged workout sessions.

The construction of the Ninja Thirsti bottle is expected to be not only durable but also potentially dishwasher-safe. This feature is especially beneficial for those leading a busy lifestyle, as it simplifies the cleaning process. 

Being dishwasher-safe means you can easily maintain the bottle’s cleanliness and hygiene, a critical aspect considering the importance of health and safety in products used for consumption.

This travel bottle is perfect for fitness enthusiasts and outdoor adventurers who seek a balance of practicality and aesthetics.

Oura Ring Gen3 Horizon

This ring, coming with a brushed titanium finish, is an embodiment of elegance and technological sophistication. As a piece of wearable tech, it is likely designed to seamlessly integrate into the daily lives of its users while providing valuable insights into their health metrics. 

The brushed titanium finish not only adds a touch of elegance but also speaks of the ring’s durability and premium quality. Titanium is known for its strength and lightweight properties, making the ring both resilient and comfortable to wear for extended periods.

This ring is an ideal blend of style and functionality. It appeals to those who value health tracking but do not wish to compromise on design.

WalkingPad A1 Pro Under Desk Treadmill

This double fold walking pad, presented in an elegant black, represents a revolutionary approach to fitness in the modern, space-conscious era. This innovative treadmill is specifically designed to seamlessly integrate into a variety of environments, particularly where space is at a premium.

Its unique engineering makes it an ideal fit for use under a desk, enabling users to maintain an active lifestyle even during long work hours. This feature is especially beneficial for those who spend extended periods sitting, as it encourages more movement and activity, which is vital for overall health and well-being.

In terms of functionality, the treadmill is likely equipped with intuitive controls and a display that enables users to monitor various walking statistics such as distance, time, and calories burned.

ProForm 750R Rower

This rower is likely tailored to provide a smooth rowing experience, mimicking the natural movement of rowing in water. This design ensures a low-impact workout, which is crucial for reducing the risk of injury while still offering high-intensity exercise. 

The rower is expected to be equipped with various resistance levels, allowing users to customize their workout intensity.

Additionally, the ProForm 750R Rower might include a digital display to track essential workout metrics such as distance, time, strokes per minute, and calories burned. This functionality is key for users who want to monitor their progress and set specific fitness goals. 

The possibility of interactive training options, such as virtual rowing courses or online classes, could further enhance the user experience, providing motivation and variety in workouts. 

Invest in your health today with BNPL, for small monthly payments, and big fitness gains.


Delving into the Buy Now Pay Later (BNPL) zone is akin to selecting the right treadmill amidst a variety of exercise machines: it requires precision and understanding. LutherSales emerges as a guiding light in this intricate landscape. Think of them as a seasoned trainer in a gym full of financial options, adeptly simplifying the BNPL process. Their service, honed over five decades, skillfully melds user-friendliness with adaptability, catering to a diverse clientele. This isn’t your run-of-the-mill BNPL setup; LutherSales goes the extra mile with thorough support, positioning itself as a crucial ally for discerning shoppers.

What truly sets LutherSales apart is their unwavering focus on customer fulfillment. They view each customer as a unique individual, prioritizing their future financial health over past credit snags. It’s this forward-looking, inclusive approach that earns them accolades. LutherSales is the go-to for those seeking a BNPL option that blends traditional wisdom with contemporary fiscal strategies. Their long-standing reputation and commitment to consumer care underscore their role as a vanguard in the BNPL sphere, especially for those intent on navigating expenses with a careful attitude.


Flexible credit plans with extended pay off times
No review of your credit history
The application process if very quick
Helpful in-house customer service
An array of big brands and high quality products


Requires proof of employment of at least a year
may occasionally be out of stock

MDG Finance

Venturing into the Buy Now, Pay Later (BNPL) territory is much like navigating a gym full of varied and sometimes unknown equipment: each option caters to different needs and goals. Here, MDG Finance emerges as a seasoned guide in this landscape. With their three decades of experience, think of MDG as the multi-functional workout station in your financial fitness regime. They extend a generous $3,000 credit limit, transforming an array of quality purchases from dream to reality. MDG doesn’t let a bumpy credit history overshadow your financial potential; instead, they see it as just one piece of a larger fiscal puzzle.

MDG Finance, akin to a well-oiled machine, operates best when its payment terms are followed diligently. Adhering to their schedule is key to harnessing their trust and support in your financial journey. Be mindful, though: just as overusing gym equipment can lead to strain, delaying payments with MDG can accumulate fees, complicating an otherwise smooth fiscal path. Their forte is in demystifying complex financial agreements, offering a customer-centric approach for effortless transactions. MDG is a robust resource for the financially astute, yet it’s crucial to remain vigilant. Appealing financing options, much like challenging workouts, can pose risks such as elevated interest rates if not approached with caution and responsibility.


Relatively flexible repayment plans available
A credit limit up to $3,000
Low payments to fit almost any budget
On time payments are reported to credit bureaus which may improve credit scores


Some high product interest rates for recurring missed payments


Setting sail in the Buy Now, Pay Later (BNPL) world with Affirm can be as thrilling as finding the perfect piece of indoor exercise equipment that fits your routine. Affirm, more than a mere facilitator of transactions, establishes a bond of trust, connecting customers with choices that elevate their lifestyle. It’s like selecting the right treadmill: with the right vendor, your financial path is smoother, typically devoid of burdensome interest rates that can dampen the excitement of a purchase.

Approaching Affirm with prudence is key, much like balancing your workout regime. For those boasting a robust credit history, Affirm unlocks vast financial vistas. However, caution is paramount. Overextending financially is akin to over-training, and it could lead to stress and strain. Affirm distinguishes itself with a kaleidoscope of vendor partnerships, offering varied payment plans. It’s more than just a financial tool; it’s akin to a personal trainer for your finances, bringing out the best when used in harmony with your fiscal strength and discipline.


Higher credit limits than other services can be had
Interest rates may be far lower than using a credit card
Their “soft-pull” credit check doesn’t hurt a credit score


Interest rates can be as high as 30%
Limited options for payment plans with a 1-year maximum time frame
Credit score is a factor and will affect financing options
The merchant decides your interest rate, not Affirm
They typically require a down payment, unlike many other services


Tackling Buy Now, Pay Later (BNPL) services for your shopping needs can feel as challenging as stepping into the world of high-end indoor exercise gear. Amidst the BNPL options, Afterpay emerges as a user-friendly and straightforward choice. Picture this scenario: you’re looking at the newest, high-tech exercise gadget or sleek, modern fitness apparel for someone special. Afterpay enables you to secure that purchase and divide the cost over time, without the burden of hidden fees or interest. It’s akin to having a financial coach who helps bring those higher-priced items within reach by providing the right tools and guidance.

In the realm of BNPL services, Afterpay carves out its niche by offering a seamless and quality-centric shopping experience. Rather than overwhelming customers with countless options, they focus on curated, quality partnerships. This approach includes a meticulous screening process for users, fostering responsible financial habits. Afterpay’s forte lies in its proven ability to assist customers in making informed buying choices. It’s similar to having a personal finance manager who not only meets your purchasing needs but also ensures you stay on track with your budget. For those aiming to balance their shopping dreams with fiscal well-being, Afterpay presents an ideal blend of smart buying and strategic financial stewardship.


Does not charge interest
No credit history check
Instant approval


Interest rates as high as 25% may be charged in the event of a late payment
Does not allow selecting they repayment days
Many major stores do not partner with them, limiting options


Venturing into the Buy Now, Pay Later (BNPL) scene for coveted consumer products can be as captivating as getting acquainted with a new, sophisticated piece of exercise equipment. Flexshopper emerges in this landscape as a clear and advantageous option. Picture the exhilaration of finally being able to own that sought-after weight set or other health-enhancing equipment, which through Flexshopper, becomes achievable within a year or less. Their range of products is as diverse as a well-stocked tech or fitness store, and their registration process is as effortless as calibrating a new fitness device. Flexshopper, by setting distinct financial boundaries and organized payment plans, encourages customers to maintain financial health, just as regular care ensures the durability of your tech or fitness gear.

Flexshopper is particularly suited for those who are detail-oriented with their finances and keen on upgrading their technology or fitness repertoire. Caution is advised for those prone to spontaneous purchases. Much like learning the specifics of a new fitness gadget before use, fully understanding Flexshopper’s terms and conditions is crucial for a beneficial and tension-free BNPL experience.


Affordable weekly payments, sometimes as low as $4
A credit limit of up to $2,500, typically lower than most


Shopping is exclusive to the FlexShopper website, limiting options
The longer payments are drawn out, the more a product will cost

As we conclude our journey, it’s clear that the fitness industry is in a constant state of evolution, with each year bringing forward more innovative and user-friendly equipment. 

From compact, space-saving designs to high-tech, interactive machines, the options are limitless and cater to every fitness need and lifestyle. 

Remember, the key to a successful fitness journey is finding equipment that resonates with your personal goals and integrates seamlessly into your daily life. 

Inquire Using Our Mult-Application Form

BNPL Central does not keep a copy of your personal information ourselves for security reasons, but by using our “Mult-Application” we will forward your information to BNPL services for review and you will be subsequently contacted with a credit offer.

Please enable JavaScript in your browser to complete this form.
This number will be verified
Do You Get Paid by Direct Deposit?

BNPL Central is advertiser-supported: we may earn compensation from the products and offers mentioned in this article. However, any expressed opinions are our own and are not influenced by any compensation offered or taken. Read our full disclosure here.