Best Beginner Mountain Bike: 5 Fantastic Choices for New Riders

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Welcome to the exciting world of mountain biking! If you’re a newbie looking to embark on thrilling off-road adventures, you’ve come to the right place. Choosing the right beginner mountain bike ensures a smooth and enjoyable riding experience.

With countless market options, finding the perfect entry-level mountain bike that suits your needs and skill level can be overwhelming. But fear not! This article has curated a list of the best beginner mountain bikes to serve as your ultimate trail companions. So, fasten your helmet, tighten your shoelaces, and dive into the world of entry-level mountain bikes!

Best Beginner Mountain Bike: Our Top Picks

Picking the right mountain bike can make all the difference if you’re at the start of your thrilling mountain biking journey.

That’s why we’ve curated a list of our top picks, carefully selected to cater to beginners like you so that you can confidently conquer the mountains!

1. Schwinn High Timber Youth/Adult Mountain Bike

If you’re looking for a versatile, high-performance companion for your adventures, look no further than the Schwinn mountain bike.

Schwinn High Timber Mountain Bike

With a lightweight 16-inch steel frame, this bike offers agility and maneuverability for neighborhood rides and trail escapades. The 24-inch wheel frame fits riders from 5’5” to 6’0” tall, ensuring a comfortable fit. The alloy crank offers smooth gear changes, while the twist shifters and rear derailleur provide quick adjustments.

The wide knobby mountain tires on lightweight alloy wheels deliver excellent grip and stability in any weather. Front and rear alloy linear pull brakes ensure reliable stopping power. With 21-speed twist shifters and a Schwinn alloy crank, gear changes are precise and low-maintenance. Accessories include quick-release seat posts for easy adjustments. Get ready for thrilling experiences with the Schwinn High Timber – unleash your trail-blazing potential!

Things we like:

  • Exceptionally smooth ride
  • Comes mostly assembled
  • Thoughtful inclusion of pre-drilled and threaded mounts for easy attachment of accessories like bike racks
  • Impressive sturdiness and durability
  • The stock seat provides decent comfort, even for heavier riders

Things we don’t like:

  • The bike’s heavy, which can require extra effort when maneuvering or transporting it
  • The shocks occasionally have a slight sticking sensation, affecting the smoothness of the suspension system

2. Huffy Hardtail Mountain Bike

The Huffy mountain bike is a lightweight, stylish, 21-speed powerhouse ready for outdoor adventures. With a durable steel frame and suspension fork, this bike offers a smoother ride over bumps and dips. The indexed Shimano TZ-31 rear derailleur and microshift twist shifter provide 21 on-demand speeds for uphill climbs, downhill thrills, and quick acceleration.

Huffy Hardtrail Mountain Bike

The 26” x 1.95” knobby tires easily handle dirt bike paths, while the linear-pull hand brakes provide consistent stopping power. The bike features a comfortable padded ATB saddle, adjustable seat height, and a slight-rise handlebar to minimize strain. This bike will make your outdoor adventure more enjoyable with alloy wheels, Kraton grips, and included kickstand. The best part? Assembly is a breeze with all tools included. So, get ready to hit the trails and have fun with your Huffy mountain bike!

Things we like:

  • It comes about 90% pre-assembled
  • The bike has a robust and durable construction, ensuring it can withstand challenging terrains and regular use.
  • It’s relatively easy to assemble, saving time and effort
  • It offers excellent value for money
  • It delivers satisfying performance, enabling riders to tackle various terrains and enjoy smooth rides

Things we don’t like:

  • Not the most durable mountain bike on the market

3. Mongoose Impasse Adult Mountain Bike

The Mongoose Impasse mountain bike is a thrilling companion for trail adventures and neighborhood rides.

Mongoose Impasse Adult Mountain Bike

With 29-inch wheels, it’s the perfect bike for riders between 64 and 74 inches tall. The aluminum suspension frame ensures maximum comfort and performance on rugged terrain, while the internal cable routing offers protection and a sleek appearance.

The 100mm travel suspension fork absorbs bumps along the trail, providing a smooth ride. Equipped with a 1×8 Pro Rush MTB drive-train, a 30-tooth front ring, and 13-40 freewheel, this bike offers a broad gear range and quick shifts. Moreover, the front and rear mechanical disc brakes deliver powerful and reliable stopping power in all weather conditions. Get ready to conquer the trails with the Mongoose Impasse – unleash your adventurous spirit!

Things we like:

  • Tires and suspension provide excellent rolling capability over various terrains, excluding logs
  • Responsive brakes offer precise control and reliable locking when needed
  • Offers great value for the price
  • The lightweight frame allows for easy maneuverability
  • Smooth shifting with the quick shifter
  • The suspension system effectively absorbs bumps and uneven surfaces

Things we don’t like:

  • Top gear feels a bit low for some users
  • You can experience occasional difficulty in gear shifting
  • The medium-sized (17-inch) frame can feel small for taller riders, requiring adjustments for optimal leg extension
  • The brake system doesn’t adequately stop the bike for heavier riders
  • No chain guard

4. Mongoose Maxim Full-Suspension Mountain Bike

Embark on a thrilling mountain biking journey with the Mongoose Maxim mountain bike. It’s the perfect companion for adventure, designed for young riders aged eight and up or those measuring 4’8” to 5’6”.

Mongoose Maxim Mountain Bike

This bike’s aluminum full-suspension mountain frame ensures excellent performance and comfortable ride, allowing you to conquer any trail. The 24-inch wheels provide a balanced ride and responsive handling. The suspension fork eliminates bumps, enhancing control and confidence on the trails.

With SRAM twist shifters, changing gears is a breeze, offering seamless transitions and adaptability to various terrains. The 21-speed drive-train, paired with a Shimano rear derailleur, offers versatility for various riding types, whether climbing uphill or cruising downhill. The linear-pull brakes deliver reliable and powerful stopping power, ensuring safety and control.

The 3-piece crank ensures precise and smooth gear shifts, improving the bike’s overall performance. Additionally, the alloy rims provide lightweight durability, allowing for a responsive and enjoyable ride. Get ready to unleash your adventurous spirit and experience the thrill of mountain biking with the Mongoose Maxim Girls Mountain Bike. Let the trails become your playground as you ride with confidence and excitement.

Things we like:

  • Lightweight yet durable
  • Easy to assemble
  • Great bike for the money
  • High-quality brakes
  • Reasonably priced

Things we don’t like:

  • The bike lacks splash guards

5. Schwinn Traxion Mountain Bike

Unleash your trail-blazing spirit with the Schwinn Traxion mountain bike. The cutting-edge features and durable construction make it the perfect companion for off-road adventures.

Schwinn Traxion Mountain Bike

The Schwinn aluminum dual suspension frame, coupled with a powerful suspension fork, effortlessly absorbs bumps and thumps, providing a smooth and durable riding experience.

It’s equipped with 24-speed shifters and front and rear derailleurs, so gear changes become easy and seamless, ensuring optimal performance on various terrains. The front and rear mechanical disc brakes deliver crisp and reliable stopping power, so you can successfully handle any terrain. The Schwinn Traxion boasts extra-wide double-wall alloy rims that are both lightweight and strong, adding to the bike’s overall durability.

This bike has 2.25-inch wide knobby mountain tires, ready to tackle bumpy and challenging terrains. The durable Schwinn alloy cranks offer steady gearing and reduce the need for frequent maintenance, allowing you to focus on the thrill of the ride. If you choose this mountain bike, you will get durability, performance, and adventure.

Things we like:

  • Low-maintenance
  • Durable riding experience
  • Well-made and versatile

Things we don’t like:

  • It’s a little overpriced

What Mountain Bike Should I Get As a Beginner?

Choosing a bike that suits your needs, skill level, and budget is important for a beginner mountain biker. Here’s a list of factors to consider when buying your first mountain bike:

Hardtail or Full Suspension

Hardtail bikes have front suspension forks and a rigid rear, balancing efficiency and affordability. Full suspension bikes have front and rear suspension, offering improved comfort and control on rough terrain, but they cost more.

Wheel Size

The three common wheel sizes for mountain bikes are 26-inch, 27.5-inch, and 29-inch. Smaller wheels offer maneuverability, while larger ones provide better rolling efficiency and stability. Consider your riding style and the type of terrain you’ll be tackling.

Frame Material

Mountain bike frames are typically made of aluminum, carbon fiber, or steel. Aluminum is lightweight and durable, carbon fiber is even lighter and offers excellent vibration damping, while steel is known for its durability and compliance.

Bike Fit

Ensure that your bike has the right frame size and geometry for your body type. A proper fit will enhance comfort, control, and efficiency.


Determine your budget and look for bikes within that range. Also, allocate some funds for essential accessories such as a helmet, gloves, and bike maintenance tools. If you’re on a limited budget, consider using Buy Now, Pay Later (BNPL) services when buying your first mountain bike and accessories. With BNPL, you can get the mountain bike and necessary equipment without paying the full amount upfront.

These services allow you to spread the cost over manageable installments, making it easier to enter the world of mountain biking, so keep that in mind. Ultimately, the best mountain bike for you will depend on your preferences, intended riding style, and the specific trails you’ll be exploring. Consider visiting a local bike shop to get expert advice and test-ride different models before deciding.

The Best Options For Planning Your Purchase With BNPL


Afterpay is an excellent service that continues to add new products, services, and companies, such as BikeExchange, to its portfolio of partnerships. Their plans make it a reliable option for individuals seeking BNPL solutions. Afterpay has access to a wide array of products, they tend to have more stringent credit options than most other companies, but that’s not necessarily a bad thing. And it does makes purchasing products easy without being hard on the wallet, hence it being our choice should someone be looking for beginner mountain bikes.

With the absence of interest charges or fees, unless a payment is missed, of course, it is a fine option for buying any product from their partnerships. A trustworthy choice with a history of assisting consumers, Afterpay remains a strong contender for those seeking a Buy Now, Pay Later option.


Does not charge interest
No requests for a credit history report
Instant approval


Interest as high as 25% is charged in case of late payment
No flexibility in terms of picking repayment days
Numerous sellers do not partner with them, limiting some options


LutherSales is one of the first established Buy Now Pay Later service companies known for its ease of use, and the flexibility of their payment plans. With over 50 years of helping consumers, budget-friendly service, and a large catalog, LutherSales has a great deal to offer those looking for a quality BNPL financing service. Of the many companies to utilize, due to their friendly credit terms and a helpful staff, we are impressed by their products and service, and how easy it is to be accepted regardless of your credit history. They are a great choice as well, though their stock of mountain bike options is more limited, so despite being a high-quality company, they are not our first choice for beginner mountain bikes.


Flexible credit plans with extended pay off times
A review of your credit history is not required
A very fast and simple application process
In-house customer service
A wide array of the best brands and quality products


They require proof of employment of at least a year
Occasional out of stock issues

MDG Finance

MDG Finance is another quality service provider, offering credit alternatives for its clients for over 30 years, so they are no “fly-by-night” company. MDG offers customers spending limits up to $3,000, merchandise from numerous well-known brands, and the ability to defer payment through their manageable plans. No credit history is needed for consumers to be accepted, and while having low minimum payments and flexible payment terms, they can be strict if you aren’t careful about ensuring your payments are made in a timely manner. They are a certainly reasonable service for those who are careful about paying on time.


Flexible payment plans
A credit limit up to $3,000
Low payment installments to fit practically any budget
On time payments are reported to credit bureaus can improve your credit score


Some high product interest rates for recurring missed payments


Flexshopper is a bit different as a lease-to-own alternative, unlike most BNPL services, permitting its customers the ability to basically rent items through payment arrangements spanning 12 months or less. The shorter-term option may be off-putting to some, but for others, paying more quickly may actually be a better option. Their service offers a largearray of products, and the application process is swift and uncomplicated. Nonetheless, their low credit limits, and the weekly payment obligation in order to avoid extra charges may be concerning for some people and their terms can be more stringent than others.


Affordable weekly payments, as low as $4
Credit limit of up to $2,500, lower than many others


Exclusive use limited to FlexShopper website
The longer you draw out your payments, the more you will end up paying

Our Takeaway

And there you have it, fellow adventure enthusiasts, our top picks for the best beginner mountain bikes! Whether you’re looking for adrenaline-pumping downhill rides or leisurely exploring nature’s wonders, these bikes will provide a great foundation for your mountain biking journey.

When buying a beginner mountain bike, you should prioritize comfort, stability, and maneuverability to build confidence and improve your skills. We hope this article has helped you narrow down your options and given you valuable insights into the world of entry-level mountain bikes.

BNPL Central is advertiser-supported: we may earn compensation from the products and offers mentioned in this article. However, any expressed opinions are our own and are not influenced by any compensation offered or taken. Read our full disclosure here.